Markets
Texas, Colorado, Hawaii Market Only: Major Metropolitan Austin, San Antonio, Houston, Dallas, and Private Lender Loan Programs
FIX & FLIP | RENTAL |
NEW CONSTRUCTION
- Residential (1-4 Units), Multifamily (5+) & Mixed-Use
- Interest Only 6%-12%
- Origination Fee: Starting as low as 2% of the total loan
- Leverage up to 80-90% Loan to Value of As Value
- Leverage up to 100% Loan to Cost
- Real Estate Experience: Minimum of 1 deal complete
- Borrower Liquidity - 10-20% total project cost
- Term: 6 to 24 months
INVESTOR REFI (LLC ONLY) - CASH-OUT, RATE& TERM, & PUR-CHASE
- Term: 5/1, 7/1 or 30 year fixed
- LTV: up to 75%
- Min “as is” value $100,000
- Min FICO 640
- Rates: Starting as low as 4.95%
Bridge Financing | Land or Existing Structures
- 70%- 100% Loan to Value
- Cross collateralization accepted
COMMERCIAL | PROPERTY TYPES
- Agency Multifamily
- Industrial
- Office
- Hospitality
- Residential Land Development
- Existing and New Construction debt and equity
MULTIFAMILY | COMMERCIAL | 5 to 20 units
- Project Size – $500k - $5m
Land
Loans
COST
- Rates of 9.99% (10 months)
MAXIMUM LOAN-TO-COST
- 65%
- Ask about 100% LTC construction loan with subordination/seller financing
FEATURES
- 14 months
- Interest only
- Convert to Construction Loan
NEW CONSTRUCTION
Ground-up new construction 1-20 unit, single-family, Multifamily &Mixed Use, Townhome Development New Construction business purpose only
INTEREST RATE
- 4.99 to 8.99% rate
- No monthly interest payments (14 months)
MAXIMUM LOAN-TO-COST
- 90% (80% new borrower)
- 100% possible if land subordinate
FEATURES
- Same day draws possible
- Limited recourse available
- Experienced Builders of 10 builds or more
